Privacy Policy 

Insulect Group owns the Insulect Group web site. The site has been developed and maintained by Insulect Group with the support of Panther Data.  The Insulect Group Privacy Policy discloses our privacy practices and contains detailed information about the following:

·        What information of yours do we collect?

·        What are "cookies" and how do we use them?

·        What organization is collecting the information?

·        How does the Insulect Group web site use the information?

·        With whom does the Insulect Group web site share the information that is collected?

·        How can you access, edit or delete your information?

·        What is the opt-out policy for the Insulect Group web site?

·        What types of security procedures are in place to protect against the loss, misuse or alteration of your information?  

Questions regarding this statement should be directed to: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

Please note that the Insulect Group site contains links to other sites and may in the future allow other sites to be co-branded with the Insulect Group name.  Sites that are linked to Insulect Group sites may have privacy policies that differ from our own.  
 
Insulect Group will update this policy from time to time so please check it periodically.  When such changes occur, you will see the word "updated" next to the policy item and the date of the update will be displayed.  If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will post such changes prior to implementing them.  
 
1. What information of yours does Insulect Group collect?  
Our goal is to become a favored and trusted Internet destination by providing the information, services, and product offerings that are most relevant to you.  To achieve this goal, Insulect Group must collect information so we can understand what makes you different from our many other unique users.  
 
Information collected online is usually defined as being either anonymous or personally identifiable.  Anonymous information refers to data that cannot be tied back to a specific individual.  For example, Insulect Group collects some information each time a visitor comes to an Insulect Group page so we can improve the overall quality of the visitor's online experience.  Insulect Group collects the visitor's IP address (eg, whether the user is logged on from bigpond.com.au or optus.net.au), referral data (eg, the address of the last URL a user visited prior to clicking through to the Insulect Group site), and browser and platform type (eg, a Netscape browser on a Linux platform). Insulect Group also collects aggregate search terms from search services for internal reporting.  Insulect Group collects this user information for purposes of product monitoring, product improvement, and targeted advertising.  You do not have to register with Insulect Group before we can collect this anonymous information.  
 
Personally identifiable information refers to data that tells us specifically who you are, such as your name and postal address, which may be collected in addition to the anonymous data described above.  
 
Insulect Group may collect personal information in the following ways from different pages on its site:  
 
Correspondence: If you contact Insulect Group, we may keep a record of that correspondence.  We do not collect any e-mail addresses of those who communicate with us via e-mail.  We use the information provided so that we may respond to the e-mail.  
 
2. What are "cookies" and how does the Insulect Group web site use them?
We may also collect anonymous information passively using cookies.  Presently, cookies play an important role in making the Internet work, but there is much confusion among Internet users about what cookies are and how they are used.  
 
A cookie is a small text file containing a unique identification number that is transferred from a web site to the hard drive of your computer so that the site administrator may identify your computer and passively track its activities on the web site.  This unique number identifies your web browser -- but not you -- to site hosting computers whenever you visit our site.  A cookie will not let a web site know any personally identifiable information about you, such as your real name and address.  
 
Insulect Group may use cookies designed to let us know which particular computer you are using, but nothing more.  Since cookies are only text files, they cannot run like a program on your computer, search your computer for other information, or transmit any information to anyone.  
 
To help serve you better, Insulect Group may use cookies to:

·        Remember your web browser so we can offer and provide personalized services. We may use cookies to store and sometimes track information about where a web browser has visited on our site.

·        Measure traffic patterns. Without cookies, it could be difficult for the Insulect Group to know which services are more popular than others.

·        Estimate audience size. Cookies let us know whether or not a web browser has seen a particular page or accessed particular services.

The use of cookies is now an industry standard and they are currently used on most major web sites.  Most web browsers are initially set up to accept cookies.  If you prefer, you can reset your browser to notify you when you have received a cookie.  You can also refuse to accept cookies altogether.  While Insulect Group does not require you to use cookies, keep in mind that certain services may not function properly if you set your browser to refuse all cookies.  
 
3. What organization is collecting the information?  
Be aware that Insulect Group sponsors and other advertisers have links on our sites that take you to other sites that may collect personally identifiable information about you.  Insulect Group hopes that all third parties involved adhere to our policies regarding the privacy of our users.  However, Insulect Group Privacy Policy does not cover third-party data collection practices and Insulect Group does not assume any responsibility for any actions of third parties.  
 
4. How does Insulect Group use the information it collects?  
Any personally identifiable information you share with the Insulect Group site when registering for products and services at any of our pages are maintained and accessible only by Insulect Group unless specifically stated otherwise.  Insulect Group requests information from its users so that users can enjoy customized experiences across the Insulect Group site, including future personalization services, interactive communications, online shopping and much more.  Most of these products and services will be made available to you at no cost.  In order to extend our content and services free of charge, the Insulect Group site may choose to display advertisements.  
 
The following are examples of how Insulect Group site may use the information it collects:

·        Insulect Group site uses the aggregate data collected to let our sponsors know the numbers of people who have certain demographic characteristics and the number of those people who have seen and "clicked" on their advertisement(s). We will also disclose to those third-party sponsors the overall demographics available regarding who saw and "clicked" on their advertisement. No personally identifiable information will be disclosed to these advertisers as part of this process -- only information in an aggregate form.

·        The Insulect Group site may also use the aggregate data to perform statistical analyses of the collective characteristics and behavior of our registered users and visitors, to measure user demographics and interests regarding specific areas of the Insulect Group site and to analyze how and where best to use our resources. Without such data, we would not know which parts of the Insulect Group site are the most popular, and we would not be able to change and update the content and services appropriately.

·        The Insulect Group site collects an aggregate list of search terms from search services. This information is collected anonymously and used primarily for the purposes of product development, monitoring, and improvement, as well as targeting our services.

·        Insulect Group may, from time to time, use your information to contact you about changes or enhancements to products and services on the Insulect Group site.

·        The Insulect Group site may be required by law enforcement or judicial authorities to provide information on individual users to the appropriate governmental authorities. In matters involving a danger to personal or public safety, Insulect Group may voluntarily provide information to appropriate governmental authorities.